For over 20 years, Cotton & Diaz Insurance Services has helped businesses and individuals in the Philippines protect what matters most.
Founded in 2003 by partners Mutsuo Watada and Constancio Diaz, the firm was created to meet the insurance needs of Japanese companies operating in the country, offering reliable service built on cross-cultural understanding and deep local expertise.
Today, Cotton & Diaz offers a comprehensive range of insurance and risk management solutions tailored to both Japanese and Filipino clients. These services include enhanced medical and life insurance plans, personal accident coverage and a variety of nonlife insurance products such as fire, travel, marine, engineering and motor insurance. The firm also provides pension and retirement plans to support staff retention, as well as risk consultation services to help clients protect assets and minimize exposure.
We want to be the only one broker offering the best service by combining the strengths of both Filipino and Japanese cultures — especially the Japanese-oriented approach to client service.
Mutsuo Watada, Chairman and Chief Executive Officer of Cotton & Diaz
“We want to be the only one broker offering the best service by combining the strengths of both Filipino and Japanese cultures — especially the Japanese-oriented approach to client service,” said Chairman and Chief Executive Officer Mutsuo Watada.
With its blend of Filipino warmth and Japanese precision, Cotton & Diaz has built a reputation for professional, personalized service. Following its expansion to Cebu City in 2004, the company has grown from a small Manila-based team into a dynamic organization that includes four Japanese staffers and an expanding number of Filipino professionals. Under the leadership of President Chito Diaz, the firm continues to evolve in step with the growing presence of Japanese businesses in the region.
“Our Chairman and CEO, Mr. Watada, has instilled the values that guide us: transparency, trust and partnership,” Diaz said. “We’re constantly enhancing our service to make it more dynamic and responsive.”
As the insurance landscape modernizes, Cotton & Diaz remains committed to innovation while staying rooted in human connection. Whether you are a Japanese company entering the Philippine market or a local business seeking trusted coverage, Cotton & Diaz stands ready to deliver insurance solutions with expertise, experience and heart.
